Flexible Finance Available

How it works

At One Stop Home Improvements, we understand that many customers may prefer the option of paying with finance, that’s why we’re proud to be partnered with established credit brokers, Ideal4Finance, to enable you to spread the cost of your purchase with manageable monthly payments.

No jargon. No pressure. Just straightforward support and quality service from start to finish.

Got a question? Get in touch

Step 1 – Consultation

We’ll chat about your project, your space, and what you want to achieve—no pressure, no obligation.

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Step 2 – Agree Pricing

You’ll receive a clear, honest quote with no hidden costs. We’ll help you make the right choice for your home and your budget.

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Step 3 – Apply for Finance

Want to spread the cost? We’ll guide you through simple finance options that make your dream project more affordable.

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Step 4 – Get Accepted

We will confirm your installation date which will be convenient to both you and ourselves.

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Step 5 – We get to work!

Our trusted local team gets to work—delivering expert installation with minimal disruption and maximum care.

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Step 6 – Aftercare

We don’t disappear once the job’s done. You’ll get ongoing support and a workmanship guarantee—because your peace of mind matters as much as the final result.

Spread the cost with flexible finance

The following finance options are available, always subject to the lender’s assessment:

0% APR available over 12 or 24 months
Fixed finance at 12.9% APR over 36 to120 months

A deposit may be required and we will agree the deposit amount with you before you begin the application process.

Ideal4Finance help thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’.

You can apply online or by telephone and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.

Here is a representative example of £5,000 purchase, with a 25% deposit, paid over five years (60 months) at 12.9% APR.

Purchase amount £5,000; deposit amount £1,250; total credit £3,750; interest rate 12.9% (fixed); loan duration 60 months; monthly repayment £85.13; total repayable £5,107.93; total cost £6,357.93.

* Please note the representative example provides an indication only and the exact details will be provided at the application stage.

There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.

If you’re ready to apply, click here to begin the application process. If you need support with your application, please call Ideal4Finance on 020 3617 4647 (Mon to Fri, 9am to 5pm).

ADC Property Services Ltd t/a One Stop Home Improvements is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.

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Ready to start your home transformation? Whether you’re planning a new kitchen, bathroom, bedroom or boiler upgrade, our team is here to help.

Book a free, no-obligation consultation with our Liversedge-based experts and get personalised advice, trade-only options, and flexible finance—all designed around your home and your budget.